5 Factors to Consider When Deciding if You Need Rental Car Insurance

Many motorists don't know how to respond when they're asked at a car rental office if they want to purchase insurance. Obviously, it's important that you have insurance coverage when you're traveling in a rental car, but there are many potential ways you might be covered already without knowing it. Consider the following five factors when you're renting a car to help determine whether or not you need to purchase a rental insurance policy for your trip:

Why Would One "Bother" With Non-Owner Car Insurance?

Those who don't own cars are often advised to buy non-owner car insurance. If you don't own a car, you are probably wondering why you should bother with this coverage. The reality is that it isn't a bother at all since non-owner car coverage offers several benefits. Here are three benefits you will find useful: Continuous Coverage Auto insurance companies are wary of motorists with gaps in their coverage history.

Potential Complications Of Sharing Renter's Insurance With A Roommate

Sharing renter's insurance with a roommate is possible, but it isn't advisable. Potential complications may affect your shared coverage and even ruin your friendship with your roommate. Here are three examples of such complications: Sharing Bills and Check If you are sharing renter's insurance with a roommate, the insurer will treat you as a single entity, which means it will issue you with a single bill (for your premiums) and settlement check (in the case of a loss).