Home Insurance Riders: 3 Things to Know

Did you know that every home insurance policy is different? Every homeowner can customize their plans to suit their unique needs, and many people add riders to accomplish this goal. If you are unsure about what a rider is, continue reading to learn more. 1. What Is a Rider? When you purchase a homeowner's insurance policy, it typically provides coverage for three main things: your home, belongings, and liability protection. While these three things cover most losses you might experience, they do not cover everything.   Read More...

Times To Update Your Car Insurance Policy

Some people purchase car insurance and never update their policies until they trade in their vehicles. While this works fine for many people, there are times when this is not the best way to manage your auto insurance plan. Some events in life can change your auto insurance ratings, and it is helpful to update your plan when you experience changes. Here are several times when you should consider updating your car insurance policy.   Read More...

Things That Drive Up The Costs Of Homeowner's Insurance

If you are buying a house right now and want to choose a home that will not cost a fortune to insure, you might want to understand some factors that affect the cost of homeowner's insurance. The rates you pay for home insurance cover the risks for the house you buy. Are you wondering what factors about a house increase the costs of this insurance? If so, here are some of the factors that drive up the cost of a homeowner's insurance policy.   Read More...

Tips For Insuring Your Classic Car

Do you own a classic car that you rarely use? If so, you should have the right type of insurance coverage for the vehicle, and insurance companies often recommend classic car auto insurance for these types of cars. If you want to protect this asset, you must get the right policy for it. Here are some tips to help you get the right coverage for your classic vehicle. Find Out If Your Car Qualifies   Read More...

Why Your Home Insurance Rates Might Go Up

If you are currently enjoying low premiums for your home insurance coverage, you should be on the lookout for the factors that might trigger a rate hike. Some of the factors might be out of your control, while others are things you can influence. Below are some of these factors. Inflation The average prices for goods and services change over time; a positive (increase) change is known as inflation. Inflation is the reason a thousand dollars today does not have the same purchasing power it did a decade ago.   Read More...